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RESOURCES

Health Plan Survey

Employers are increasingly challenged to find accurate information that will help them evaluate their health plan design, manage rising costs and prepare for the future of health care. Making the right strategic business decisions starts with having all the facts.

Industry Differences Among Health Savings Accounts

While recent survey data shows that, on average, employers are decreasing the amount they’re willing to contribute to employee Health Savings Accounts (HSAs), there are some industries that have not seen such trends.

PPACA’s Impact on How CDHPs and HSAs Work Together

Employer health savings account (HSA) funding strategies have changed in recent years in response to the Patient Protection and Affordable Care Act (PPACA) and its impact on employer-sponsored health insurance plans.

Harvard Professors Fall Out Of the Ivory Tower with Health Care Hikes

The New York Times recently stirred up a media firestorm when it reported about Harvard University professors who were lambasting the health care increases they were facing this year.

Health Care Reform

Health care reform is complicated. Our resources help employers stay informed and manage changes in benefits compliance and labor laws.

Short-Term Insurance, Excepted Benefits, Annual Limits

On October 31, 2016, the U.S. Department of the Treasury, Department of Labor, and Department of Health and Human Services issued final regulations regarding the definition of short-term, limited-duration insurance, standards for travel insurance and ...

Final Summary of Benefits and Coverage Template and Updates

A Summary of Benefits and Coverage (SBC) is two-and-a-half page (double-sided) communication required by the federal government. It must contain specific information, in a specific order, and with a minimum size type, about a group health benefit’s coverage and limitations.

Proposed Rule on Expatriate Health Plans, Excepted Benefits, and Essential Health Benefits

In a tri-agency proposed rule, the Department of Labor (DOL), Department of Health and Human Services (HHS), and Department of Treasury (Treasury) have published guidance discussing expatriate health plans (expat plans), excepted benefits, and essentia...

Compliance Alerts

Compliance alerts are a necessary resource for employee benefit administrators and decision makers looking for organizational security and peace of mind.

EEOC Issues New Guidance on National Origin Discrimination

National origin discrimination is discrimination because an individual is, or the individual’s ancestors are, from a certain place or has the physical, cultural, or linguistic characteristics of a particular national origin group, including Native American tribes.

Flow Chart of Key Wellness Program Regulations

UBA has created a flow chart with decision trees to help employers ascertain which rules apply to their wellness program as a result of its design.

What Employers Need to Know about the IRS-SSA-CMS Data Match Program

The program enables the IRS, Social Security Administration, and Centers for Medicare and Medicaid Services to share information about whether Medicare beneficiaries or their spouses are working.

HR Elements

These articles include the latest news and information on benefits and human resources industry trends.

The Holiday Liability

Some employees may dread the office holiday party, some may look forward to it, but it’s almost a given that the company’s HR department holds its collective breath every year until the next morning.

Is A Shorter Workday Better? Only Time Will Tell.

If you or a coworker is a “clock watcher” when it comes to that five o’clock rush out the door, you may rejoice in not having to watch the clock for as long during the workday.

Pawsome Pet Benefits

Any employer that offers pet benefits to its employees certainly gets a round of appaws from me.

White Papers

These white papers reflect the experiences and research conducted by UBA Partner Firms and can help employers better understand the challenges they are facing.

DOL Audits

May 21, 2015

It’s Not a Matter of “If,” But “When” You Get Audited By the U.S. Department of Labor.  As the saying goes, an ounce of prevention is worth a pound of cure, and that’s definitely the case when it comes to a health plan audit by the U.S. Department of Labor (DOL).

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Employee Engagement

June 16, 2014

For many employers, this scenario is all too familiar: A company starts a wellness program, or purchases a stellar benefit, in the hopes that they will boost morale, retain top talent and even shrink health insurance costs. Yet the company still ends up with an unhappy and unhealthy workforce that is unproductive and difficult to motivate.

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Play or Pay

March 27, 2014

The Patient Protection and Affordable Care Act (PPACA) has been referred to as the most sweeping overhaul of the U.S. health care system in the last half-century. Many major provisions of PPACA will be phased in by January of 2014, while the remaining provisions are expected to be phased in by 2020.

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Webinars

These employer webinar series can help HR departments and company executives maximize their time and make informed choices.

The Right Stop Loss Solution = Savings + Security

Learn about the key concepts of stop loss coverage, specific policy points to be aware of, and what to look for in a stop loss partner.

Lather, Rinse, Repeat: IRS Reporting in 2017

This webinar will provide an overview of the reporting process, what we learned from the first round of reporting, and how employers should be tracking employees.

Success in Voluntary through Strategic Benefits Communication

Having a benefits communications strategy can ensure employees have the information they need to make their purchase decision, while relieving you of some of the HR burden.