Financial Planning Process

1. Discover

  • What are your hopes and dreams?
  • Do you have a high or low tolerance for risk?
  • Do you have any specific tax considerations?
  • What is your investment objective?
  • What is your time horizon?

2. Recommend

  • Investment portfolio recommendations
  • Customized asset allocation strategies
  • Financial Planning Services
  • Diversification

3. Implement

  • Account Opening paperwork
  • Funding

4. Review

  • Quarterly performance reports
  • Ongoing due diligence of investment managers
  • Periodic reviews
  • Investment newsletters
  • Tax harvesting
  • Portfolio rebalancing

Working with employees of our institutional clients on a personal planning level, we utilize a disciplined process designed to help them stay on track throughout the various stages of life. By taking an active approach to creating their strategies, we strive to help them feel confident in their financial future and have greater clarity regarding their opportunities.

Our process:

Step 1

The first step revolves around getting to know each other. We explain our services and process and learn about you, including your family values, financial circumstances, goals, needs, and concerns. This in-depth conversation allows us to identify and prioritize your objectives and your risk tolerance.

Step 2

Once we have a thorough understanding of where you are today and where you want to be in the future, we work on bridging the gap between the two. We identify appropriate investment options, explain your opportunities, and suggest solutions to potential problems. During this step, we also educate you on how your investments work and their long-term potential.

Step 3

After we educate you on your options, we help you select the strategies with which you feel most comfortable and develop and present a full financial plan. Beyond transferring accounts and setting up your account profiles, we review what you can expect from us throughout the year, including meetings, reviews, and events. Our goal is to stay in front of all of our clients, and we do this through frequent communication.

Step 4

Throughout the year, we regularly monitor your financial strategies. This may include periodically re-examining your strategies, rebalancing as needed, and providing performance reports. Additionally, we meet at least once a year (or more often, if desired) to determine if any changes need to be made to your strategies, either due to economic or personal changes.

No strategy or plan assures success or guarantees against loss. Investing in securities is subject to risk and may involve loss of principal.